At some point in time, everyone realizes they have accumulated personal property that needs to be protected. So the first step in ones thought process is to find a place to store information and categorize your personal property for back up purposes. OnlineInsurance.com provides a free and secure storage vault for individuals wanting to back up images and descriptions of personal property in case of fire, theft or unforeseen events. Individuals can also use the OnlineInsurance.com storage vault to share specific information with insurance agents. This allows consumers the freedom to choose which agent is permitted access to which insured property files.
Create an OnlineInsurance.com account. It’s free and easy! Access your account any time of day or night using your e-mail address and password.
Log in at the top of the site to review your account information under personal administration. You can access your account to make changes to your password and update your contact information.
Create secure storage folders for the data and photos of the property that you wish to insure. You can name folders by insurance categories, such as Auto, Home, Personal Property, etc. Or you can use descriptors, such as Artwork, Electronics, Jewelry, etc.
Upload images and support documentation to the folders that you have created. Along with images of the property you are insuring, include receipts to establish cost and value to ensure proper protections.
Search for insurance agencies in your area and invite them to review specific items or all items organized within your property folders so that they may give you a quote for the estimated cost of insuring your valuables.
After receiving quotes from the agencies you selected, choose the one that best meets your criteria and five them access to your files. Should any unforeseen event take place, the photos, documentation, and receipts of your personal property will be readily available.
Online Insurance – Is online insurance right for you?
The Internet is a powerful tool for the savvy online consumer. You can review products, compare prices, research companies and purchase almost anything. Following this trend is the increased availability of insurance online. Insurance companies are providing coverage information, quotes and even contracts online. This includes automobile, homeowners, life, medical and even pet insurance. Insurance has traditionally been a high customer service field with direct in-person contact with your insurance agent. Because of the change in customer contact, the migration towards providing insurance online has not always been a smooth one. Instead, companies are finding some tools work and others only cause frustration or confusion. Indeed, the availability of insurance online is still fluctuating and developing. Below we have compiled a few of the ways you can utilize online insurance options and determine if it is the right tool for you.
Pet Insurance – Is it worth the cost?
There are 72.9 million homes that have pets in America. Besides companionship, these animals are often noted for benefiting human health from lowering their owner’s blood pressure to easing depression. It is estimated that Americans spent $53 billion on their pets in 2012. Of this $14 billion went towards vet care alone. In a survey of pet trends by the American Pet Products Association, there was a noted increase in dog related industries and many companies that offered human health products have switched or added lucrative pet health products as well. However, the pet insurance industry was still estimated under a million by 2008 with about 800,000 clients – this hardly covers the majority of pets out there. In part many people question the need for pet insurance. Regardless, analysts expect the pet insurance industry to grow because of the increasing cost of medical care and the new treatments available.
Vehicle Aftermarket Additions and Your Car Insurance
For car enthusiasts, some of the joy of car ownership involves the personalization of the vehicle with several types of aftermarket products. This can be as extreme as lowering the vehicle or adjusting the engine to basic muffler changes or new detailing. Any change to your vehicle can be regulated by the laws in your state and aftermarket parts must meet federal regulations as well. Warranties are often the first battle ground if your altered vehicle ends up in the shop. If your insurance carrier is made aware of aftermarket adjustments to your vehicle, this can impact your premiums. There are some simple aspects to be aware of before altering your car or truck.